
We’ve got your Capfin Loan covered in Case of Death, Disability, or Loss of Income.
Protect Your Financial Future
Enjoy peace of mind knowing that your Capfin personal loan repayments will be protected if life takes an unexpected turn. Capfin Personal Loan Credit Life Insurance helps settle your outstanding loan balance if you pass away, become permanently disabled, or experience a qualifying loss of income, helping to protect you and your loved ones from unnecessary financial stress.
Two Cover Options That Suits Your budget
Comprehensive Life
Settles the amount you still owe on your Credit Agreement, so that your family isn’t burdened with debt. It also gives you cash back equal to the amount you’ve already paid to cover any unforeseen expenses.
Basic Life
Settles the amount you still owe on your Credit Agreement so that your family isn’t burdened with debt.
Our Credit Life Insurance Benefits
Protects your loved ones:
Your family keeps what you’ve worked for without being left with your debt should you pass away
Gives you peace of mind:
You can relax knowing your loan agreement or credit agreement will be covered should you pass away, become disabled or lose your qualifying income.
Keeps your credit record in good standing:
How to claim on your Capfin Life Policy
Call us immediately on 0800 777 444 (Toll Free)
Email us at: claims@abacus-insurance.co.za
Visit the store where you entered into the Credit Agreement
Capfin Loan - Credit Life Insurance
This plan settles the amount you still owe on your Capfin Loan Agreement so that you and your family aren't burdened with debt.
Premium and Cover
Capfin Loan - Credit Life Insurance
Pay for the cover you need:
Our premiums are based on the value of your loan agreement, so you only pay for the cover you need. Simple, fair, and affordable.
What are you covered against?

Death
The benefit covers your remaining Capfin loan balance if you pass away.

Disability
The benefit covers your remaining Capfin loan balance if you become disabled.

Loss of income
The benefit covers your remaining Capfin loan balance if you lose your qualifying income.
Why do you need Capfin Loan - Credit Life Insurance?
- Your family won't be left with your debt should you pass away.
- You can relax knowing your Capfin loan agreement will be covered should you, become disabled or lose your qualifying income.
- It keeps your credit record in good standing.
Why choose our Capfin Loan - Credit Life Insurance?
- It is available at your favourite Pepkor store when you take out a loan.
- Premiums are based on your loan value, so you only pay for the cover you need.
- It is easy to understand.
Where do I buy Capfin Loan - Credit Life Insurance?
- You can purchase Capfin Loan - Credit Life Insurance at participating Pepkor stores when taking out a loan. Read more on this website to find participating stores.
How do I pay for my Capfin Loan - Credit Life Insurance?
- Your monthly premiums will be automatically added onto your loan repayment for your convenience.
Who Qualifies?
- South African citizen.
- SA Permanent resident or valid work visa.
- 18 - 64 years old.